- Search Concole

Extra pension with the Opeethypotheek via DGA The Hague

With the Eatup Mortgage (also known as an Overvalue Mortgage), you can withdraw part of the excess value on your home without having to sell your home. How does it work? Very easy! You first consider which amount you think you need it and whether you need it monthly or all at once want to have. We will then see if this is possible, for example by looking at the value of your home and your (possible) existing mortgage. You can simply take out the Opeet Mortgage in addition to your (any) existing mortgage, whichever mortgage lender has it with.

The benefits of the Eatup Mortgage at a glance:

  • Receive a monthly amount or an amount all at once
  • The amount withdrawn is free to spend
  • Your home remains the property and you can continue to live in it
  • Only in the event of your death (or the surviving partner) or when your home is sold, the Eatup mortgage must be reimbursed

For whom?

  • You have your own home with a large excess value
  • You have reached the state pension age

Two examples of a monthly recording in numbers:

Example 1
Example 2
Value of your home
Your 1st mortgage
€50,000 -
€110,000 -

Your Eatup mortgage

Monthly recording of
For 10 years
€60,000 (€500 x 120 months)
€132,000 (€1,100 x 120 months)
Fixed interest period
10 years
10 years
Mortgage rate

After 10 years, at the end of the fixed-rate period, your situation is as follows:

Value of your home
Your mortgage + OH + OH interest rate
€119,538 -
€262,984 -

Please note: these are example numbers to show how the Opeet Mortgage works. In these examples, we assume a fixed-rate period of 10 years with 2.9% interest and that the value of the house will not increase for 10 years. This is an example interest rate, please contact us for the current interest rate in your personal situation. The Opeth Mortgage ends by repayment after your death (or surviving partner) or if you decide to sell your home.

Also good to know

  • You can never withdraw more money than responsibly is
  • Extra security: if the Opeet mortgage unexpectedly exceeds the value of the home, you have residual debt. With the Opeet Mortgage, you or your loved ones do not have to pay this residual debt.
  • You can choose from different fixed-rate periods

Want to know more?

Then make an appointment quickly. Click the button “Make an appointment” and fill out the form or call 070 - 355 66 48. You are very welcome. Our advisors are happy to discuss the options with you.

DGA Financial Advisors has been the expert for mortgages and insurance in The Hague and surroundings for more than 20 years. DGA works completely independently and is not bound to any mortgage lender or insurer, so you are assured of fully objective advice. Many customers in The Hague, Scheveningen, Voorburg, Leidschendam, Voorschoten, Stompwijk, Zoetermeer, Nootdorp, Rijswijk, Wassenaar, Pijnacker, Delft and Wateringen have taken out the unique Opee Mortgage through DGA Financial Advisors. Of course, we are also happy to help you!